About Us
Affordable Payment Plans
Transparent Pricing & Flexible Options
Planning dental treatment often involves thinking about cost. To make care more accessible, we provide flexible payment options that can be tailored to different budgets, with guide pricing in advance and every cost explained clearly before treatment starts.
Because every smile is unique, a personalised consultation is needed for an accurate quote. Payment plans are provided by external providers and may involve eligibility checks and additional fees, so we encourage you to review your choices and seek guidance from your health fund or financial adviser.
25+Years dental experience- Up to 60 monthsLatitude interest-free
- 30% depositDentiCare plans
- Up to $30kZip interest-free
- HICAPSInstant health fund claims
Available Payment Options
- Interest free
Latitude Gem Visa
Interest-free equal monthly plans from 6 to 60 months on eligible treatments.
- No interest
DentiCare direct debit
A 30% deposit, then spread the rest by direct debit with no finance contract.
- Buy now, pay later
Zip & Afterpay
Interest-free, quick to set up, with flexible repayments.
- Up front
Health fund & card
Pay up front by card, EFTPOS or bank transfer and claim on the spot with HICAPS.
Prices listed are general guides only and not formal quotes. Your final treatment cost is confirmed after a clinical assessment with one of our dentists.
Latitude Interest-Free Payment Plans
Latitude provides flexible interest-free plans for eligible Dental Excellence treatments through the Latitude Gem Visa credit card. Once approved, you spread your treatment cost across an agreed Equal Monthly Payment Plan, so you know exactly what to pay each month.
6–60 month terms
Depending on the treatment amount.
No establishment fee
And no penalty for paying off early.
Clear repayments
Pay the equal monthly amount on time to clear the balance within the interest-free term.
Monthly card fee
Currently $11.95 (subject to change). T&Cs apply.
Latitude Plan Terms & Minimum Spend
Interest-free plans are available to approved customers on an Equal Monthly Payment Plan. Once the interest-free term ends, any remaining balance attracts interest at the expired plan rate, currently 29.99% p.a. (subject to change). Late or missed payments may incur fees, and interest may apply to other purchases on your Latitude card. Latitude Credit Card General Terms and Conditions apply. Credit is issued by Latitude Finance Australia ABN 42 008 583 588, Australian Credit Licence 392145. If two consecutive Equal Monthly Payments are missed, plans under 37 months convert to a Minimum Monthly Payment Plan for the remainder of the term.
DentiCare Direct Debit Payment Plans
Simple, customised direct debit plans through DentiCare for selected treatments. Health insurance rebates can still be used as normal.
No interest
And no complex finance contracts.
30% deposit
Based on the total treatment cost.
Your choice of frequency
Choose how often your direct debit comes out.
Start straight away
Begin treatment now and spread the cost over time.
Example: for a $3,000 treatment, pay $900 up front and the remaining $2,100 over 12 months at $175 a month (about $40.40 a week).
Common eligible treatments: implants, All-on-4, smile makeovers, full-mouth rehabilitation, LANAP®, PST™, cosmetic alignment (Cfast™ / ClearCorrect™), crowns and bridges, veneers, multiple fillings, root canals and whitening.
Eligibility: 18+ years; Australian citizen (NZ subject to approval); not bankrupt or in an active debt agreement in the last 7 years; currently employed and able to meet repayments; proof of ID required.
Zip & Afterpay
- Zip
Interest-free with Zip
Nothing to pay up front, apply in minutes on your phone for up to $30,000, with real-time approval and transparent, flexible repayments.
- Afterpay
Enjoy now, pay later
Interest-free for selected treatments, with easy sign-up and convenient fortnightly repayments.
Other Ways to Pay
If you have private health insurance with dental cover, we’ll provide a treatment plan with item codes so you can get an estimate from your insurer. Patients without insurance are welcome to discuss options with our team.
- Government
Department of Veterans’ Affairs
DVA-eligible treatment.
- Children
Child Dental Benefits Schedule
Bulk-billed Medicare CDBS for eligible children.
- South Australia
SADS
South Australian Dental Service schemes.
- Up front
Cash, EFTPOS, Visa & Mastercard
Avoid loan provider fees or ongoing repayments.
- Health funds
HICAPS
Claim your rebate instantly on site.
- Superannuation
Early release of super
Eligible patients may apply for essential dental treatment; our team can guide you.
Latitude FAQs
What are Latitude Interest Free Payment Plans?
Latitude offers interest-free plans from 6 to 60 months on Latitude Gem Visa and Latitude GO Mastercard credit cards. Equal monthly payments mean you know exactly what to pay, and paying on time clears the balance within the interest-free period.
How much can I borrow?
Borrowing limits vary by individual credit assessment, up to a maximum of $50,000.
How do I pay off my plan?
Pay the agreed Equal Monthly Payment each month. You can also pay off your plan early without penalty.
How do I manage my Latitude account?
Through Latitude’s online services and mobile app.
Book your consultation
Talk to us about payment options
Our team is happy to explain your options and eligibility. Book your new patient exam or call us to discuss a payment plan.
New patient specials
$199 New Patient OfferComprehensive exam, Digital X-rays (if required), Discuss your treatment options $299 New Patient Starter PackComprehensive exam, Digital X-rays (if required), Intra-oral images*New patients only. X-rays only where clinically required. T&Cs apply.
Product Partners
All Health Funds Welcome
Payment Options
